Insurance Solutions

Compare coverage that fits your needs

Seven insurance types, side by side. Review key features, who each policy suits, and what to look for — then talk to an advisor for personalised guidance.

🚗Vehicle

Car Insurance

Protect your car on every road

Best for

Private car owners

Key features

✓Own-damage cover for accidents, fire and theft
✓Third-party liability (mandatory under Motor Vehicles Act)
✓Personal accident cover for owner-driver
✓Add-ons: zero depreciation, engine protect, roadside assistance
✓Cashless repairs at network garages

Watch out for

Check IDV, deductibles and exclusions for consumables

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🏍️Vehicle

Two-Wheeler Insurance

Cover for bikes and scooters

Best for

Bike and scooter owners

Key features

✓Comprehensive and third-party-only plan options
✓Own-damage cover for accidents and natural calamities
✓Mandatory third-party liability cover
✓Add-ons: zero depreciation, return to invoice
✓Long-term policy options available

Watch out for

Verify NCB transfer eligibility when switching insurers

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🚚Vehicle

Commercial Vehicle

Insurance for goods and passenger vehicles

Best for

Fleet owners, logistics operators, taxi operators

Key features

✓Covers goods-carrying and passenger-carrying vehicles
✓Third-party liability mandatory for all commercial vehicles
✓Own-damage cover subject to vehicle type and use
✓Driver and passenger personal accident cover
✓Eligibility and terms vary by vehicle class and insurer

Watch out for

Confirm vehicle classification and permitted use with insurer

Protect your vehicle →

✈️Travel

Travel Insurance

Protection for domestic and international trips

Best for

Leisure travellers, business travellers, students abroad

Key features

✓Medical emergency and hospitalisation cover abroad
✓Trip cancellation and curtailment benefits
✓Baggage loss, delay and passport loss cover
✓Flight delay and missed connection benefits
✓Emergency medical evacuation in eligible plans

Watch out for

Read pre-existing condition exclusions and adventure-sport clauses

Explore travel cover →

❤️Health & Professional

Health Insurance

Medical cover for individuals and families

Best for

Individuals, families, senior citizens

Key features

✓Hospitalisation cover for illness and accidents
✓Pre- and post-hospitalisation expenses
✓Day-care procedures and domiciliary treatment
✓Cashless treatment at network hospitals
✓No-claim bonus and restoration benefits in eligible plans

Watch out for

Check waiting periods for pre-existing diseases and sub-limits on room rent

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🩺Health & Professional

Professional Indemnity — Doctors

Liability cover for medical professionals

Best for

Doctors, surgeons, medical practitioners

Key features

✓Cover for claims arising from alleged professional negligence
✓Legal defence costs included in eligible policies
✓Retroactive cover options available with some insurers
✓Individual and group policy options
✓Policy terms, limits and exclusions vary by insurer

Watch out for

Understand the claims-made vs occurrence basis before choosing

Discuss doctor PI cover →

🤝Health & Professional

Personalised Advisor Support

Expert guidance across all insurance types

Best for

Anyone who wants clarity before deciding

Key features

✓One-on-one discussion with an experienced insurance advisor
✓Help understanding policy wording and exclusions
✓Comparison of available options across insurers
✓Guidance on claims process and documentation
✓No obligation — explore your options first

Watch out for

Bring your current policy documents for a more useful comparison

Talk to an advisor →

Not sure which cover is right for you?

Our advisors can walk you through the options that match your situation — no jargon, no pressure.

Send an enquiry →